Competitive financing. A simpler process.

Get Your Numbers.
Get Pre-Approved.

Competitive mortgage options. Clear costs. Experienced professionals who handle the details and keep your loan moving.

Safe and secure technology that simplifies the process.
Real people who know your loan.

What clients are saying

Hear from our clients.

Explore client reviews →
“He explained every step I needed to take and made the entire journey clear and manageable.”
Pablo G.
March 19, 2026 · Experience.com · Review excerpt
“Mike is wonderful to work with”
Leonard C.
May 16, 2026 · Experience.com · Review excerpt
Homebuyers reviewing property details with a professional advisor in a bright setting

A Fresh Look

The first answer isn’t always the final answer.

Already speaking with a lender? Another perspective may help you understand the options, review an estimate or work through a qualifying question.

We’ll help you look at the details and consider whether the financing fits your goals.

Get a Fresh Look
Michael O’Nan in a navy sweater, seated in a bright window-side setting
Michael O’Nan · Founder
Mortgage Advisor · NMLS #157474

The founder’s perspective

Homeownership and lending have evolved considerably over the past 20 years and continue to change. Today’s homeowners, particularly first-time buyers, are navigating more sophisticated financial decisions. Relevant, clear and reliable information is essential to understanding those choices.

I believe mortgage guidance should extend beyond the transaction. Consistent support before, during and after financing helps homeowners stay informed as their needs, available loan products and market conditions change.

Generate Mortgage reflects my commitment to sustainable, affordable homeownership—bringing together thoughtful guidance, access to a range of loan products and competitive pricing, with a focus on long-term financial stability.

Why Generate Mortgage

Clarity. Choice. Commitment.

Generate Mortgage brings market knowledge, access to multiple lenders and personal guidance together. The goal is to help you understand the decision and move forward with confidence.

ChoiceMultiple lenders and programs provide different ways to approach your financing.
ClarityDirect conversations about payment, cash to close, costs and tradeoffs.
CommitmentA relationship that begins with your questions and continues beyond closing.

Generate Mortgagepowered by Affinity Home Lending, LLC

Contact

84 Church Street, Suite A
Marietta, Georgia 30060

(678) 210-3578

support@generatemtg.com

Licensing

NMLS #1181151

Equal Housing Opportunity

NMLS Consumer Access →

START WITH YOUR GOAL

Financing for where you are—and what comes next.

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Buy a Home

Know your comfortable budget, expected cash to close and financing choices before making an offer.

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Refinance Smarter

Compare payment savings, closing costs, break-even timing and future flexibility.

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Use Your Equity

Evaluate home-equity loans, HELOCs and cash-out refinancing around your goals.


SEE BEYOND THE RATE

A lower rate is not always the better financial decision. 

We show the payment, cash to close, total financing cost and break-even—not just the headline rate.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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